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Heather Skaper is a trusted Mortgage Broker and Life & Living Benefits Insurance Advisor with more than 25 years of experience in the financial services industry. With a Bachelor of Arts in Economics and a commitment to ongoing professional education, Heather brings both depth and clarity to every client relationship.

Since joining Mortgage Architects in August 2022, Heather has built a practice centered on one guiding principle: your home is one of your largest investments — and it deserves to be properly structured and protected. By offering mortgage and insurance solutions under one roof, she helps clients make informed decisions that support both today’s needs and long-term financial security.

Heather works with individuals and families at key life moments — purchasing or refinancing a home, navigating renewals, growing a family, or planning for the unexpected. Her integrated approach ensures that financing decisions and protection strategies work together, reducing risk and creating stability rather than operating in silos.

Known for her personalized, relationship-driven service, Heather begins every engagement by understanding the full picture — goals, obligations, and future plans. From there, she designs mortgage and insurance solutions that are practical, transparent, and aligned with her clients’ best interests.

With local, hands-on support backed by a national network, Heather Skaper provides Mortgage & Insurance Solutions You Can Trust — helping clients protect what they’re building today while preparing confidently for what comes next.